- Last updated September 2024
Best Bank Bonuses Of September 2024
Top banking bonuses with accounts full of amazing features
✓ Low monthly fees & overdraft fees
✓ Easy 24/7 mobile access
✓ Large ATM networks
9.7
SoFi Checking and Savings
Our #1 bank bonus choice of 2024
Earn up to $300 with direct deposit, terms apply*
- Earn up to 4.50% APY with direct deposit
- No minimum balances
- No monthly service fees
Our #1 bank bonus choice of 2024
55,000+ fee-free ATMs
Earn up to $300 with direct deposit*
- 55,000+ fee-free ATMs
9.5
KeyBank
Earn $300 with Key Smart Checking®
- Zero monthly maintance fees
- No minimum balance requirements
- Access to 40,000+ KeyBank & Allpoint ATMs
9.1
Chase Total Checking®
Earn a limited time $300 bonus
- Access to more than 15,000 Chase ATMs and more than 4,700 branches
- JPMorgan Chase Bank, N.A. Member FDIC
250,000+ people
have chosen a new account using SmartWealthTrends!
Our Ratings:
The rating system for the best bank bonuses consists of a combination of the following 3 components:
The potential bonus amount a customer can earn. Higher bonuses receive higher ratings.
How easy it is for a customer to qualify for the bonus. This includes requirements like direct deposit, minimum balance, and account type.
The quality and availability of customer support services provided by the bank. Higher ratings are given to banks with 24/7 support and high customer satisfaction.
Best Bank Bonus Of 2024
9.7
SoFi Checking and Savings
Our #1 bank bonus choice of 2024
Earn up to $300 with direct deposit, terms apply*
- Earn up to 4.50% APY with direct deposit
- No minimum balances
- No monthly service fees
How We Picked These Bank Bonuses
- Bonus Amount: We prioritized bonuses that offer significant monetary rewards. The higher the bonus, the better the value for you.
- Ease of Qualification: We examined the requirements for qualifying for the bonuses. We favored bonuses with straightforward and attainable criteria, ensuring you can easily take advantage of these offers.
- Fees and Requirements: We evaluated the associated fees and account requirements, such as minimum balance and direct deposit requirements. We aim to help you find bonuses without high costs or stringent requirements.
- Account Benefits: Beyond the bonus, we considered the overall benefits of the accounts, such as interest rates, ATM access, and additional features. This ensures you get a great account alongside your bonus.
- Bank Reputation: We only recommend bonuses from reputable banks with strong customer satisfaction and financial stability history. Your peace of mind is important to us.
What Bank Bonus Should You Choose?
How To Choose The Right Bank Bonus?
- Your Financial Habits: Choose a bonus with requirements that align with your financial behavior. For instance, if you regularly receive direct deposits, find an offer that rewards this activity.
- Account Usage: Consider how you plan to use the account. If you need easy access to ATMs or plan to maintain a high balance, pick an account that offers favorable terms for these needs.
- Long-term Value: Look beyond the bonus and evaluate the account’s long-term benefits. An account with a great bonus but high fees might not be the best choice in the long run.
- Compare Multiple Offers: Don’t settle for the first bonus you find. Compare multiple offers to ensure you’re getting the best deal. Our list is a great starting point for finding this month's top bonuses.
Disclosures
SoFi:
*SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 4.50% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.20% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Interest rates are variable and subject to change at any time. These rates are current as of 10/24/2023. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/banking-rate-sheet.
*Direct Deposit Promotion begins on 12/7/23 and will be available through 12/31/24. See full terms and disclosures at sofi.com/banking.
KeyBank:
Earn $300 after qualified activities until 12.13.24 with the no-monthly-maintenance-fee Key Smart Checking®.
Open a Key Smart Checking® account online by December 13, 2024.
Make the minimum opening deposit of $10, plus one direct deposit of at least $1,000 within the first 60 days of account opening.
Your $300 cash bonus will be deposited into your account within 60 days of meeting requirements. Accounts must not be closed at the time of gift payment.
Chase Total Checking®:
New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.
