- Last updated April 2025
Best Bank Bonuses Of April 2025
Top banking bonuses with accounts full of amazing features
✓ Low monthly fees & overdraft fees
✓ Easy 24/7 mobile access
✓ Large ATM networks
9.9
CIT Platinum Savings
Our #1 bank bonus choice of 2025
Earn up to a $300 bonus
- Earn up to 4.30% APY
- FDIC insured
- No monthly service fees
Our #1 bank bonus choice of 2025
Earn 10x national average
Earn up to a $300 bonus
- Earn up to 4.30% APY
9.7
SoFi Checking and Savings
Earn up to $300 with direct deposit, terms apply*
- Earn up to 3.80% APY with direct deposit
- No minimum balances
- No monthly service fees
9.4
Barclays Tiered Savings
Earn a $200 bonus with a new account
- Zero monthly maintance fees
- APY starting at 4.15%
- Offer valid through March 8, 2025. Existing savings or CD account holders not eligible
250,000+ people
have chosen a new account using SmartWealthTrends!
Our Ratings:
The rating system for the best bank bonuses consists of a combination of the following 3 components:
The potential bonus amount a customer can earn. Higher bonuses receive higher ratings.
How easy it is for a customer to qualify for the bonus. This includes requirements like direct deposit, minimum balance, and account type.
The quality and availability of customer support services provided by the bank. Higher ratings are given to banks with 24/7 support and high customer satisfaction.
Best Bank Bonus Of 2025
9.9
CIT Platinum Savings
Our #1 bank bonus choice of 2025
Earn up to a $300 bonus
- Earn up to 4.30% APY
- FDIC insured
- No monthly service fees
How We Picked These Bank Bonuses
- Bonus Amount: We prioritized bonuses that offer significant monetary rewards. The higher the bonus, the better the value for you.
- Ease of Qualification: We examined the requirements for qualifying for the bonuses. We favored bonuses with straightforward and attainable criteria, ensuring you can easily take advantage of these offers.
- Fees and Requirements: We evaluated the associated fees and account requirements, such as minimum balance and direct deposit requirements. We aim to help you find bonuses without high costs or stringent requirements.
- Account Benefits: Beyond the bonus, we considered the overall benefits of the accounts, such as interest rates, ATM access, and additional features. This ensures you get a great account alongside your bonus.
- Bank Reputation: We only recommend bonuses from reputable banks with strong customer satisfaction and financial stability history. Your peace of mind is important to us.
What Bank Bonus Should You Choose?
How To Choose The Right Bank Bonus?
- Your Financial Habits: Choose a bonus with requirements that align with your financial behavior. For instance, if you regularly receive direct deposits, find an offer that rewards this activity.
- Account Usage: Consider how you plan to use the account. If you need easy access to ATMs or plan to maintain a high balance, pick an account that offers favorable terms for these needs.
- Long-term Value: Look beyond the bonus and evaluate the account’s long-term benefits. An account with a great bonus but high fees might not be the best choice in the long run.
- Compare Multiple Offers: Don’t settle for the first bonus you find. Compare multiple offers to ensure you’re getting the best deal. Our list is a great starting point for finding this month's top bonuses.
Disclosures
SoFi:
1. Up to $300 Bonus Tiered Disclosure New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking
2. APY disclosures SoFi members with Direct Deposit or $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either Direct Deposit or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi members with direct deposit are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at http://www.sofi.com/legal/
