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Best Online Online Checking Accounts Of February 2024

Top checking accounts full of amazing features

✓ Low monthly fees & overdraft fees

✓ Easy 24/7 mobile access

✓ Large ATM networks

US Bank Logo

9.7

SmartScore
4.9/5

U.S. Bank

Our #1 choice for 2024

Get up to an $800 bonus

Our #1 choice for 2024

Limited Time: $800 Bonus

BMO Harris Logo

9.5

SmartScore
4.8/5

BMO Checking Accounts

Earn up to a $400 cash bonus when you open a personal BMO checking account between December 11, 2023 and May 3, 2024​

Earn up to $400 with BMO

Chase Logo

9.4

SmartScore
4.7/5

Chase Total Checking®

Earn a $300 bonus

Earn a $300 bonus

$0 Minimum Deposit

Truist Logo

9.4

SmartScore
4.7/5

Truist

Earn $300 with qualifying activities

Earn $300 with qualifying activities

KeyBank Logo

9.3

SmartScore
4.7/5

KeyBank

Earn $200 with Key Smart Checking®

Earn $200 with Key Smart Checking®

HSBC Logo

9.1

SmartScore
4.6/5

HSBC

Earn up to a $4,000 bonus

Earn up to a $4,000 bonus

Fifth Third Bank Logo

8.8

SmartScore
4.4/5

Fifth Third Bank

$325 new checking account offer

$325 new checking account offer

250,000+ people

have chosen a new account using SmartWealthTrends!​

SmartScore

The SmartScore consists of a combination of the following 2 components:

SmartWealthTrends uses community feedback as one of the components to determine the quality of a service or product that is ranked on our lists.  

SmartWealthTrends uses our individual analysis on the various products and services we review to determine how helpful they are to potential new users.

Editorial Reviews

US Bank Logo

U.S. Bank

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HSBC Logo

HSBC

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GO2bank Logo

GO2bank

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Best Checking Account Of 2024

US Bank Logo

9.7

SmartScore
4.9/5

U.S. Bank

Best bank bonus of 2024

Get up to an $800 bonus

Limited Time: $800 Bonus

U.S. Bank Disclaimer:

Earn up to $800 when you open a new U.S. Bank Smartly® Checking account and a Standard Savings account and complete qualifying activities.


Chase Disclosure:

New Chase checking customers enjoy a $300 bonus when you open a Chase Total Checking® account and make direct deposits totaling $500 or more within 90 days of coupon enrollment.


KeyBank Disclosure:

Open a Key Smart Checking® account online by March 8, 2024.

Make the minimum opening deposit of $10, plus one qualified direct deposit of at least $500 within the first 60 days of account opening.

Your $200 cash bonus will be deposited into your account within 90 days of meeting requirements. Account must not be closed or restricted during the time of promotional period.

 

HSBC Disclosure:

 Deposit products are offered in the U.S. by HSBC Bank USA, N.A. Member FDIC.

*Investment and annuity products are offered by HSBC Securities (USA) Inc. (HSI), member NYSE/FINRA/SIPC. HSI is an affiliate of HSBC Bank USA, N..

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