Menu
- Last updated May 2024
Best Personal Loans Of May 2024
Compare personal loan options
✓ Flexible payment terms
✓ Low-interest rates
✓ No hidden fees
9.7
SmartScore
4.8/5
Upstart
Free to use, no hidden fees
Compare multiple rates at once
- APR: 6.5% - 35.99%
- Loan Term: 36-60 months
- Credit Score: Fair/Good/Excellent
43% lower rates on average
Free to use, no hidden fees
Compare multiple rates at once
- 43% lower rates on average
9.5
SmartScore
4.8/5
Upgrade
Get lower rates on other products
- APR: 8.49% - 35.97%
- Loan Term: 24-84 months
- Credit Score: Fair/Good/Excellent
9.1
SmartScore
4.6/5
SoFi
Best for student loans
- APR: 7.99% - 23.43%
- Loan Term: 36-72 months
- Credit Score: Good/Excellent
8.9
SmartScore
4.5/5
Happy Money
Low fixed rates
- APR: 7.99% - 29.99%
- Loan Term: 24-60 months
- Credit Score: Fair/Good/Excellent
8.0
SmartScore
4/5
Achieve
Get funding in as little as 1 day
- APR: 5.99% - 29.90%
- Loan Term: 24-60 months
- Credit Score: Good/Excellent
Community Feedback
Based on the past 30 days
97%
Product Features
Based on our editorial reviews
95%
Community Feedback
Based on the past 30 days
92%
Product Features
Based on our editorial reviews
90%
Community Feedback
Based on the past 30 days
87%
Product Features
Based on our editorial reviews
86%
Community Feedback
Based on the past 30 days
86%
Product Features
Based on our editorial reviews
82%
Community Feedback
Based on the past 30 days
83%
Product Features
Based on our editorial reviews
81%
SmartScore
The SmartScore consists of a combination of the following 2 components:
SmartWealthTrends uses community feedback as one of the components to determine the quality of a service or product that is ranked on our lists.
SmartWealthTrends uses our individual analysis on the various products and services we review to determine how helpful they are to potential new users.
Our Top Choice
Most Popular Personal Loan Option
9.7
SmartScore
4.8/5
Upstart
Best for earning interest
Compare multiple rates at once
- APR: 6.5% - 35.99%
- Loan Term: 36-60 months
- Credit Score: Fair/Good/Excellent
