Titan Invest Review [2022]: Hedge-Fund Style Investing Without The Cost

Last Updated on August 22, 2022 by Harrison Brown
8.5/10 (Expert Score)
Product is rated as #4 in category Investing
8.5Expert Score
A hedge fund without the crazy fees

If you're looking for a hedge-fund-style investment option that doesn't require high fees, Titan Invest may be the right choice for you. This platform offers a variety of features that make it an attractive choice for anyone looking to invest their money.

Returns
8.2
Fees
8.1
Ease Of Use
9.1
Pros
  • Competitive Returns
  • Low Minimum Deposit
  • Easy-To-Use Platform
Cons
  • Management Fees
  • No Phone Customer Support
  • No Tax-Loss Harvesting

Titan Invest Sign Up Bonus

For a limited time, sign up for Titan invest, and get a $50.00 bonus once you are approved and make your first deposit.
$50.00$0.00 CLAIM BONUS
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In this Titan invest review, we'll discuss what makes this platform so special and how it can benefit you as an investor.

What Is it?

What Is Titan Invest?

Titan Invest is an online investment platform that offers a variety of features and investment strategies for investors. This platform provides access to a wide range of assets, including stocks, bonds, ETFs, and more. Titan Invest also offers several different account types to choose from, so you can find the right fit for your investment needs.

Pros & Cons

Titan Invest Pros And Cons

Pros
  • Competitive Returns: Titan Invest offers competitive returns on investments, with an average annual return of 9.8% with its Flagship strategy.
  • Low Minimum Deposit: Titan Invest only requires a minimum deposit of $100, making it an accessible investment option for those with limited funds.
  • Easy-To-Use Platform: Titan Invest's platform is designed to be user-friendly and easy to navigate for new investors who want access to new investment opportunities.
  • Crypto Strategies: Titan Invest offers a competitive cryptocurrency strategy for investors to choose from that is designed to outperform the Bitwise 10 Large Cap Crypto Index.
Cons
  • Management Fee:  Titan Invest charges a management fee of 1.00% on all assets under management. Although this is small compared to hedge funds, some robo-advisors charge as little as 0.25%.
  • Customer Service: Titan Invest's customer service has been known to be slow at times, which can be frustrating for investors who need assistance. They also do not offer phone support.
  • No Tax-Loss Harvesting: Titan Invest does not offer tax-loss harvesting, which is a tax strategy offered by some robo-advisors that can help investors save extra money.

Features

Titan Invest Features

Tian Strategies

Flagship –  An award-winning, U.S. large-cap strategy that is designed to outperform the S&P 500 over a 3-5 year time horizon. The Titan Flagship portfolio includes big-name companies like Microsoft and Alphabet, but also some smaller ones like Transdigm or Alcon. The fund was created in early 2018, and has an average annualized return of 9.8%.

Cumulative Return51.4%
Annualized Return9.8%
Management Fee1.00%
Performance Fee0.00%
Lock UpNone
Minimum Investment$100
https://cdn.titanvest.com/library/Flagship_Tearsheet_073122.pdf

Opportunities – This fund is designed to identify smaller U.S. companies with a higher potential to generate large returns. The strategy includes companies like Hasbro and NextGen energy, and it has an average annualized return of 11.6.% with the goal of outperforming the Russell 2000 over a 3-5 year time horizon.

Cumulative Return23.9%
Annualized Return11.6%
Management Fee1.00%
Performance Fee0.00%
Lock UpNone
Minimum Investment$100
https://cdn.titanvest.com/library/Opportunities_Tearsheet_073122.pdf

Offshore – This international fund is designed to identify and invest in the world's top industries in both emerging and developed markets from a variety of countries, including China, Brazil, and South Korea. The Titan Offshore strategy has an averaged annualized return of -25.5%, and the objective is to outperform the MSCI ACWI ex USA Index over a 3-5 year time horizon.  

Cumulative Return23.9%
Annualized Return11.6%
Management Fee1.00%
Performance Fee0.00%
Lock UpNone
Minimum Investment$100
https://cdn.titanvest.com/library/Offshore_Tearsheet_073122.pdf

Titan

Crypto – The crypto fund is generally composed of anywhere from 5-10 different large-cap crypto assets that are positioned to generate long-term returns while lasting through bear markets. The Titan crypto strategy objective is to outperform the Bitwise 10 Large Cap Crypto Index over a 3-5 year time horizon.

Cumulative Return-46.9%
Annualized Return-47.8%
Management Fee1.00%
Performance Fee0.00%
Lock UpNone
Minimum Investment$100
https://cdn.titanvest.com/library/Crypto_Tearsheet_073122.pdf

Cash – Any idle cash that is not used and invested in these strategies will earn 2.0% APY as long as there is at least $1,000+ invested in any of the funds above.

Titan Research

Titan provides daily, in-depth research reports on all of the stock market and all the securities in each of its strategies. The research is conducted by a team of experienced analysts, and it's designed to help you make informed investment decisions. Each day, you can opt-in to receive Titan's “Three Things”, which is a daily summary of the most important things Titan's research team has found that are currently happening in the world of finance.

Titan Learn

With Titan Learn, you can access a variety of educational resources that can help you become a better investor. Titan offers both live and recorded webinars on a variety of topics, and you can also access Titan's extensive library of articles and videos. These resources are designed to help you better understand the world of investing, and they can give you the tools you need to make informed investment decisions. Some of the topics include index funds, mutual funds, saving for college, credit building, and so much more.

Titan Learn Features
Titan Learn Features

Safety And Security

Titan is an SEC-registered investment adviser, and it's also a member of the Financial Industry Regulatory Authority (FINRA). Titan's website and app are secured with 256-bit SSL encryption, and all of your personal information is stored on Titan's secure servers. Your assets are held at our custodian Apex Clearing Corporation, which is a member of the Securities Investor Protection Corporation (SIPC). 

Accounts

Titan Account Types

Individual –  If you're a U.S. citizen or resident alien, you can open an individual account. You'll need to provide your Social Security number, date of birth, and mailing address. This is not a tax-advantaged account, so you'll be responsible for paying taxes on any capital gains.

Traditional IRA – Titan also offers a traditional IRA account, which allows you to save for retirement on a tax-deferred basis. You'll need to provide your Social Security number, date of birth, and mailing address.

Roth IRA – With Titan's Roth IRA account, you'll be able to save for retirement with a tax-advantaged account by contributing after-tax dollars while not paying any capital gains once you withdraw past the age of 59 and a half years old. You'll need to provide your Social Security number, date of birth, and mailing address.

Fees & Minimums

Titan Invest Fees & Minimums

Titan has a $100 minimum account balance, and there is a 1.00% annual management fee when your net deposits are over $10,000 or a monthly $5 fee if your net deposits are below $10,000. Titan does not charge any other performance fees or have any lock-ups, so you're free to withdraw your money at any time without any penalties.

≥$10,000 Net Deposits1% AUM Per Year
<$10,000 Net Deposits$5 per month
Performance Fee0.00%
Minimum Investment$100
Lock-upsNone
Investor QualificationsU.S. Only
SIPC InsuranceUp to $500,000

Who Can Open A Titan Invest Account?

Every U.S. citizen, green card holder, or qualified visa holder who is 18 years old or older and has a valid Social Security number and a permanent address in the United States can open an account with Titan. To open an individual taxable account, the minimum is $100. To open a traditional or Roth IRA, the minimum is $500.

It's also essential to understand the higher level of risk involved in investing in a portfolio composed of a few stocks chosen by individuals rather than ETFs that may include hundreds of stocks and track an industry or index. It's been shown that it's harder for people to outperform the market over time. As a consequence, many actively managed funds underperform the market as a whole over time.

If you're well-diversified and want to put a portion of your portfolio into a higher-risk option with the potential to beat the market, you might be interested in letting Titan Invest actively manage some of your money.

Earnings

Titan Invest Historial Earnings

According to Titan, the Flagship strategy has a 9.8% average annualized return and outperformed the S&P 500 in some years as well as several other popular robo-advisors like Stash. However, there is no guarantee that your assets will produce the same rate of return in the future.

Titan Flagship Returns
Titan Flagship Returns

After all, whenever you invest, there is always a chance that you may lose money. The danger of losing money when investing in only a few stocks is greater than with an ETF. However, the potential upside is also higher.

Your earnings will ultimately be determined by how the assets you're invested in do, the amount of risk you're willing to take, and the fees you pay. To help subsidize the management fees, Titan does allow you to earn commissions by referring your friends and family.

You could get between $25 and $20,000 invested in any of the available strategies Titan offers if your referral successfully signs up and deposits. Titan provides a 100-day trial period for each eligible referral to utilize the platform for free with no management fees.

Compare

Titan Vs. The Competition

Pros
Cons
M1 Finance Logo
M1 Finance
SIGN UP
Pros
Low management fees
Up to 10% cash back with its credit card
Fully customizable portfolios
Cons
No tax-loss harvesting
Only access to 1-2 trading windows per day
No access to human advisors
Wealthfront Logo
Wealthfront
SIGN UP
Pros
Great for passive investing
High-interest checking account
Low management fees
Cons
No fractional shares
No access to human financial advisors
Less customization than most robo-advisors
Acorns Logo
Acorns
SIGN UP
Pros
Automatically invest spare change
Automatic cash back at certain merchants
Intuitive automatic investing features
Cons
Monthly fee ($3-$5)
No tax-loss harvesting
Lower sign-up bonus compared to others

Titan Vs M1 Finance

The main difference between Titan and M1 Finance is that Titan is an actively managed service that acts like a hedge fund while M1 Finance is not. This means that Titan will charge you a fee for their services, while M1 Finance will not. However, both platforms offer a wide range of investment options and features. We recommend Titan to anyone who does not want to individually pick the stocks in their portfolio and just let a professional asset manager do this at a fraction of the cost traditional hedge funds charge.

Titan Vs Wealthfront

Wealthfront is a robo-advisor that offers a variety of features and options for investors. However, there are some key differences between Titan and Wealthfront. Titan offers a more hands-off approach – similar to that of a hedge fund -while Wealthfront still allows you to add individual stocks, ETFs, etc. to your portfolio if you want. Additionally, Wealthfront does charge a lower management fee, but Titan's returns on investment have historically been higher than Wealthfronts'.

Titan Vs. Acorns

Acorns is a micro-investing app that rounds up your spare change and invests it for you. Acorns also offers more account types like custodial accounts. However, Titan offers a more managed experience with more in-depth learning materials and faster support. Titan is also better suited for more experienced investors due to the asset classes you can invest in, while Acorns is a great option for beginners with lower budgets.

FAQ

Titan Invest FAQ

Is Titan Invest Legit?

Yes, Titan Invest is a legit company. It is a registered investment adviser and member of the Financial Industry Regulatory Authority (FINRA). Titan's website is secured with SSL encryption, and all of your personal information is stored on Titan's secure servers.

How Long Has Titan Invest Been Around?

Titan Global Capital Management USA LLC was founded in 2018 in New York, NY.

Who Owns Titan Invest?

Titan Global Capital Management USA LLC is the investment adviser for Titan Invest. Titan's three co-founders are Clayton Gardner, Joe Percoco, and Max Bernardy.

Is Titan A Hedge Fund?

No, Titan is not a hedge fund. Titan is an SEC-registered investment adviser that offers a hedge fund-style investing experience without the high fees hedge funds usually charge.

Titan Invest Review [2022]: Hedge-Fund Style Investing Without The Cost
Titan Invest Review [2022]: Hedge-Fund Style Investing Without The Cost

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