Since credit cards were first introduced, consumers have sought two things: cash back or travel rewards. However, as cryptocurrencies are becoming more popular, a new kind of credit card has entered the market that lets its users earn crypto rewards, like Bitcoin, for every purchase with the card!
Regardless of whether you're a crypto-enthusiast or just looking to diversify the way you earn credit card rewards, it's important you get the best card designed for the way you spend. That's why we've compiled the 3 best crypto credit cards currently available on the market!
Compare
Top 3 Crypto Rewards Credit Cards
-Unlimited 3.00% cash back (1st year) then 2%
-No annual fee
-No lower intro APR
-Cash back needs to be redeemed into specific accounts
-No annual fee
-Won't affect credit score
-No bonus categories
-Only 1.5% cash back after 3 months
-Easy to qualify with lower credit
-No annual fee
-No bonus categories available
-Only 1.5% cash back
SoFi Credit Card
#1 Choice
Overview
SoFi's credit card is one of the best products the company has to offer. Currently, they offer the highest base-rate cash back with unlimited 3.00% cash back (2% after the first year) with no spending requirement to get that. Additionally, they have an attractive $200 sign-up bonus when you apply today. Finally, with no foreign transaction fees or annual fees, the SoFi crypto credit card gets our #1 pick for the top crypto credit cards. Read our full review of SoFi's products here.
- Unlimited 3.00% cash back
- $200 sign up bonus
- No annual fee
BlcokFi Credit Card
#2 Choice
Overview
BlockFi's credit card, in our opinion, currently offers its users the most competitive crypto credit card. With unlimited 3.5% cash back for the first three months, no effect to credit score, no annual fees, and zero foreign transaction fees, this Bitcoin cash back card definitely earns our #2 position as the best crypto rewards credit card on the market right now.
- Unlimited 3.5% cash back for the first 3 months
- Get pre-approved without hurting credit score
- No annual fee
Upgrade Credit Card
#3 Choice
Overview
Upgrade's crypto credit card is by far the best option for anyone with lower credit since they are less strict than BlockFi and SoFi. Additionally, Upgrade offers the highest sign-up bonus of $200.00 when enrolled in their checking account as well. Like the other two cards, Upgrade's card has no annual fee and does not charge any foreign transaction fees. With this in mind, we give the Upgrade crypto rewards credit card our #3 pick for the best cards currently out on the market.
- $200 sign-up bonus
- Get accepted with lower credit
- No annual fee
Conclusion
Final Thoughts
Crypto rewards credit cards are still just becoming popular, and we expect them to get better over time as well. We'll continually update this list if any new card hits the market with a more competitive offering to consumers. Depending on the success of these current crypto rewards cards, we could see dozens more launched over the coming years. Make sure to periodically check back and see if we've updated our list to ensure you have the best crypto credit card on the market right now!
