3 Best Crypto Credit Cards – Earn 3.5% Cash Back, $200 Bonus, & More!

Last Updated on July 29, 2022 by Harrison Brown

Since credit cards were first introduced, consumers have sought two things: cash back or travel rewards. However, as cryptocurrencies are becoming more popular, a new kind of credit card has entered the market that lets its users earn crypto rewards, like Bitcoin, for every purchase with the card!

Regardless of whether you're a crypto-enthusiast or just looking to diversify the way you earn credit card rewards, it's important you get the best card designed for the way you spend. That's why we've compiled the 3 best crypto credit cards currently available on the market!

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Compare

Top 3 Crypto Rewards Credit Cards

BOTTOM LINE
Pros
Cons
SoFi Credit Card
SoFi
Crypto Credit Card
APPLY NOW
BOTTOM LINE
SoFi's crypto credit card is an obvious choice if you're already a member, but also a great first product in the Sofi ecosystem!
Pros
-Limited time $200 bonus
-Unlimited 3.00% cash back (1st year) then 2%
-No annual fee
Cons
-Must be a SoFi member
-No lower intro APR
-Cash back needs to be redeemed into specific accounts
BlockFi Credit Card
BlockFi
Crypto Credit Card
APPLY NOW
BOTTOM LINE
BlockFi offers one of the most competitive crypto cards on the market, and its bonus makes this card a great choice!
Pros
-3.5% cash back for the first 3 months
-No annual fee
-Won't affect credit score
Cons
-Must be a BlockFi member
-No bonus categories
-Only 1.5% cash back after 3 months
Upgrade Bitcoin Credit Card
Upgrade
Crypto Credit Card
APPLY NOW
BOTTOM LINE
Upgrade's crypto credit card is a great solution to people with lower credit looking for a crypto card with a great bonus!
Pros
-Limited time $200 bonus
-Easy to qualify with lower credit
-No annual fee
Cons
-Rewards have limited flexibility
-No bonus categories available
-Only 1.5% cash back

SoFi Credit Card

#1 Choice

SoFi Credit Card
9.4
Editor's Choice
SoFi Crypto Credit Card

Overview

SoFi's credit card is one of the best products the company has to offer. Currently, they offer the highest base-rate cash back with unlimited 3.00% cash back (2% after the first year) with no spending requirement to get that. Additionally, they have an attractive $200 sign-up bonus when you apply today. Finally, with no foreign transaction fees or annual fees, the SoFi crypto credit card gets our #1 pick for the top crypto credit cards. Read our full review of SoFi's products here.

Top Benefits
  • Unlimited 3.00% cash back
  • $200 sign up bonus
  • No annual fee

    BlcokFi Credit Card

    #2 Choice

    BlockFi Credit Card
    9.1
    BlockFi Crypto Credit Card

    Overview

    BlockFi's credit card, in our opinion, currently offers its users the most competitive crypto credit card. With unlimited 3.5% cash back for the first three months, no effect to credit score, no annual fees, and zero foreign transaction fees, this Bitcoin cash back card definitely earns our #2 position as the best crypto rewards credit card on the market right now.

    Top Benefits
    • Unlimited 3.5% cash back for the first 3 months
    • Get pre-approved without hurting credit score
    • No annual fee

      Upgrade Credit Card

      #3 Choice

      Upgrade Bitcoin Credit Card
      8.4
      Upgrade Crypto Credit Card

      Overview

      Upgrade's crypto credit card is by far the best option for anyone with lower credit since they are less strict than BlockFi and SoFi. Additionally, Upgrade offers the highest sign-up bonus of $200.00 when enrolled in their checking account as well. Like the other two cards, Upgrade's card has no annual fee and does not charge any foreign transaction fees. With this in mind, we give the Upgrade crypto rewards credit card our #3 pick for the best cards currently out on the market.

      Top Benefits
      • $200 sign up bonus
      • Get accepted with lower credit
      • No annual fee

        Conclusion

        Final Thoughts

        Crypto rewards credit cards are still just becoming popular, and we expect them to get better over time as well. We'll continually update this list if any new card hits the market with a more competitive offering to consumers. Depending on the success of these current crypto rewards cards, we could see dozens more launched over the coming years. Make sure to periodically check back and see if we've updated our list to ensure you have the best crypto credit card on the market right now!

        3 Best Crypto Credit Cards – Earn 3.5% Cash Back, $200 Bonus, & More!
        3 Best Crypto Credit Cards – Earn 3.5% Cash Back, $200 Bonus, & More!
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